Travel Rewards Business Credit Cards
Small business credit cards give small business owners the purchasing power they need to get the tools required to grow their businesses. Aside from that, many small business credit cards provide an opportunity for business owners to earn various rewards for the business. Travel reward credit cards for small businesses allow cardholders to use accumulated points to get discounts on travel. This is a great way for small business owners to save money on travel for themselves and their employees.
How Travel Rewards Work
Whether you have a specific travel rewards card or a general card that offer travel rewards, the rewards work the same way. The points or rebates are calculated as a percentage of your purchases, and the rebates are either issued as a credit on your statement, mailed as a check or redeemed for discounts on your next flight, cruise, car rental or hotel reservation.
For travel rewards credit cards, the points earned are often doubled or tripled for any travel purchases that you make with the card.
How Are The Travel Rewards Earned?
The way that travel rewards are earned varies from program to program, and based on the type of card that you are using to get the rewards. Some of the major ways to earn points though are as follows.
Increase Your Spending
This does not mean that you have to purchase things that you do not need. All it means is that you should try to make all your business purchases on that one card, so that you earn as much points as you possibly can. The great thing about reward cards is that they will give you points for all your purchases. So shift all of your regular expenses like paying your utility bills, paying your invoices, purchasing your office supplies and others to your credit to accumulate your travel rewards.
Be careful when you do this, since it might become tempting to put your cash to other use, rather than using it to pay off your balance. Failure to do this will result in high interest rates applied to your balance, something that you definitely do not want.
Purchase At Partners To Double and Triple Your Travel Rewards
You might be able to receive bonus points by making purchases at participating partners, which might include a host of other travel related companies. This is why it is important that you know who these partners are, so that you can purchase the things that you need there.
Introductory Bonus Points
Most credit card providers today will start you off with some bonus points to begin with, and for a limited time they might issue bonus points or double or triple points on all your purchases. Take advantage of this period to earn as much as you can. This introductory offer may be enough for you to claim your first reward within a month or two of signing on.
Some Advantages of Travel Rewards for Businesses
Free Flights
Frequent flyers are able to accumulate points quickly if they use the credit card to pay for all their travel. These points can then be redeemed for a free or discounted flight.
Free Travel Insurance
Paying for travel insurance can cost a lot but with the free travel insurance included with most travel rewards programs, businesses owners and their employees can travel with a peace of mind in knowing that if anything happens, they are covered.
Extra Perks At The Airport
Business travelers receive a host of extra perks at the airports when they are a part of specific travel rewards programs. Some of these perks include complimentary food and drink, wireless internet access, private lounge while waiting for the flight to take off and free seating upgrades.
Discounts At Participating Partners
From car rentals to hotel reservations and dining, travel rewards programs usually include rewards like discounts at other travel related establishments. This allows businesses owners to save in every aspect of their travel.
Best Travel Rewards Business Credit Card
The Business Platinum Card® from American Express OPEN is our top choice for travel rewards business cards as it provides everything the business travler could possibly need. You get access to exclusive airport lounges, car rental upgrades, hotel discounts and more. See the difference that platinum makes.
The Business Platinum Card® from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $450.00*
- Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Complimentary airport club access, including American Airlines Admirals Club® lounges
- Concierge service to assist with your business needs from gift giving to dinner reservations
- Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
- The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
- Enrollment in the Membership Rewards First® program
- No pre-set spending limit*
Gold Delta SkyMiles® Business Credit Card from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: 15.24% - 19.24% Variable*
- Annual Fee: $0 introductory annual fee for the first year, then $95*
- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free - for up to 8 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
Starwood Preferred Guest® Business Credit Card from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: 15.24% - 19.24% Variable*
- Annual Fee: $0 introductory annual fee for the first year, then $65*
- Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
The New Business Gold Rewards Card® from American Express OPEN
- Intro APR: N/A*
- Intro Period: N/A*
- Regular APR: N/A*
- Annual Fee: $0 introductory annual fee for the first year, then $175*
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping , 1X points on everything else
- One million rewards from over 500 brands
- Unlimited Rewards Potential- there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50- and this fee is waived for the first year
CitiBusiness® World Card
- Intro APR: 0.00%*
- Intro Period: 6 months on purchases*
- Regular APR: 13.24% (Variable)*
- Annual Fee: None*
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No Annual Fee*
